Question 1

Who is eligible to open a Beacon Capital account?

Accepted Answer

Beacon Capital serves accredited individual investors, family offices, sovereign funds, institutional asset managers, and corporate treasuries seeking private credit placements and digital ledger security.

Question 2

What is the account approval process and turnaround time?

Accepted Answer

Upon submitting an online application via our Apply Now portal, our compliance team performs automated KYC/AML verification. Most institutional applications are reviewed and approved within 1 business day.

Question 3

How does Beacon Capital ensure the security of client funds?

Accepted Answer

Beacon Capital employs 256-bit AES-GCM data encryption, hardware-backed multi-factor authentication (MFA), and a zero-trust network perimeter. All customer deposits are held in segregated, audited custodial accounts.

Question 4

What is digital ledger reconciliation and how does it work?

Accepted Answer

Our digital ledger technology logs every balance entry, credit movement, and wire transfer onto an append-only cryptographic audit trail. This enables instant position reconciliation without relying on delayed T+2 clearing cycles.

Question 5

What yield targets does Beacon Capital provide on private credit?

Accepted Answer

Target yields vary by fund mandate and underlying collateral class, typically ranging from 9.5% to 13.2% net annual return with monthly or quarterly cash payouts.

Question 6

What are the minimum commitment requirements for investment funds?

Accepted Answer

Minimum investment commitments range from $100,000 for short-term working capital liquidity pools up to $500,000 for direct commercial real estate mezzanine debt placements.

Question 7

How fast are wire transfers processed through the portal?

Accepted Answer

Internal ledger transfers between Beacon Capital client accounts are settled instantly. External wire distributions are processed via FedNow and automated domestic ACH rails, settling within standard same-day or next-day windows.

Question 8

Can corporate treasuries set up multi-user approval controls?

Accepted Answer

Yes. Beacon Capital supports customizable role-based access control (RBAC), allowing corporate clients to mandate dual-signatory approvals for transactions exceeding specified dollar thresholds.

Frequently Asked Questions